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Student loan repayment begins six months after graduation for federal student loans. Private student loan repayment terms differ, depending on your lender. If you elect to defer or apply for a forbearance you can start repayment even later, though this is not advised as interest accrues. Student loan consolidation can assist in your repayment schedule as it combines all federal loans in to a single federal consolidation loan to repay at a lower interest rate. Student loan repayment resources:

Student Loan Consolidation - federal consolidation loans.

NSLDS - National Student Loan Data System locating your student loans.

Student Loans - Compare Private Loan Lenders Online

School Loan - Beginners Guide To School Loans

Private Student Loans - Resources and Tools for Private Student Loans.

US Department of Education - Ed.gov

 

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