Consolidating private student loans operates on the same principle as the federal program, except Private consolidation loans combine both private student loans (also known as alternative school loans) and federal loans in to a single loan to repay. You can lower monthly payments and interest rates. Be sure to take your time and review multiple lenders. Helpful private loans consolidation resources include:

School Work - indexes private student loan consolidation companies and provides helpful information before students consolidate loans.

School Loan Consolidation - consolidate private student loans and federal Stafford loans. Obtain information on interest rates, lenders and application options.

Private Student Loan Consolidation - list top consolidators and services to apply by phone or online.