Federal Stafford Loans, Federal Loan Consolidation

Stafford loans are federal student loans set at a low interest rate, backed by the US government and issued by a number of lenders. They are simple interest, no collateral loans. Students may borrow Stafford loans while in school and then start repayment six months after leaving school, falling below half-time status or graduating. The Stafford loan application process takes patience, but is not difficult.

Depending on your level of financial need, as determined by your financial award letter, there are two types of Stafford Loans. 1. Subsidized, where the federal government pays all of the interest that accrues on the Stafford loan while you are enrolled in school and during a deferment. 2. Unsubsidized, where you are responsible to pay the loan interest which accrues while you are in school.

Stafford Loans - apply online for the federal Stafford loan. You can also consolidate Stafford loans.

Student Loan Consolidation Program - Federal Loan Consolidation

School Loans - School loan applications, top school lenders and school loan consolidators.